The R32-based heatpumps we just had installed in the cabin are rated for a COP of >2 down to -25C (Daikin Moskus, SCOP 5.0/A++)): it's not the 1990s any more and we do, in fact, have the technology. Although there is definitely a gap between the specialised Nordic models sold by dedicated installers (usually from Mitsubushi, Daikin or Toshiba), and the various less-well-known brands sold in the big box DIY stores. Those tend to be not very much cheaper, and only go down to -10C or so.
The only flaw with ductless ones is that they're not a good match to having multiple small rooms: the indoor units just too powerful for a typical bedroom or office (even the smallest indoor units are rated at 2kW+, where the typical room gets a 400-600W oven); and the multi-headed units are fiendishly expensive (every quote I have seen indicates that for 2-3 indoor units, it's cheaper to have 2-3 outdoor units vs a single larger outdoor unit running all of them).
In our 1960s home, a single 1.2kW(e) heat pump in the sitting room provides about 70% of our space heating thermal energy budget - but it's less than half of our space heating electrical budget, because the two home offices, bathroom, and bedroom need their own top-up resistive ovens. And no matter which way I look, I can't find a way to get the numebrs to make sense trying to replace those four ovens with a second heat pump. Even if there weren't efficiency issues with having a heat pump running very low duty cycle (because overpwoered indoor handlers), it wouldn't repay itself within the expected lifetime of the heat pump.
The only flaw with ductless ones is that they're not a good match to having multiple small rooms: the indoor units just too powerful for a typical bedroom or office (even the smallest indoor units are rated at 2kW+, where the typical room gets a 400-600W oven); and the multi-headed units are fiendishly expensive (every quote I have seen indicates that for 2-3 indoor units, it's cheaper to have 2-3 outdoor units vs a single larger outdoor unit running all of them).
In our 1960s home, a single 1.2kW(e) heat pump in the sitting room provides about 70% of our space heating thermal energy budget - but it's less than half of our space heating electrical budget, because the two home offices, bathroom, and bedroom need their own top-up resistive ovens. And no matter which way I look, I can't find a way to get the numebrs to make sense trying to replace those four ovens with a second heat pump. Even if there weren't efficiency issues with having a heat pump running very low duty cycle (because overpwoered indoor handlers), it wouldn't repay itself within the expected lifetime of the heat pump.
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